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Sarah Bascom, [email protected], 850.294.6636

Lyndsey Brzozowski, [email protected], 850.524.5006

Protect Florida Seniors Now Hails Passage of Critical Senior Protection Measure

House Bill 673 Now Available to be Taken Up by Florida Senate

Tallahassee, Fla. – Protect Florida Seniors Now, an education and advocacy effort led by the Florida Association of Health Plans, Inc. (FAHP), today hailed the passage of House Bill 673, by Representative Jason Fischer (R-Jacksonville), by the Florida House of Representatives.  HB 673 will now go to the Florida Senate for consideration and final passage.

Florida is home to the highest population percentage of seniors in the nation, and HB 673 addresses instability in the long-term care insurance market by enacting necessary changes to the guaranty fund safety-net system to prevent double-digit rate increases and ensure continued access to the benefits of long-term care insurance products.

“We are grateful to the Florida House of Representatives, which unanimously passed HB 673 today with bipartisan support,” said Audrey Brown, president & CEO of FAHP.  “With over 30 percent of the nation’s long-term care policyholders living in Florida, it is critical that Florida policymakers act this session on broadening the safety net to protect Florida seniors from the potential of sky-high premiums, as well as prevent the State of Florida from financial liability in the event of an insolvency.”

Currently, life insurance companies write long-term care insurance as stand-alone policies or a rider on life insurance policies; however, while health insurance companies face potential assessments in situations of insolvency, life insurance companies do not.

“FAHP is proud to have come together with our industry partners and stakeholders to address this issue and equitably split the participation in the safety-net funding between life insurance companies, as well as health insurance companies, to increase the capacity to pay for elder care services in the event of a long-term care insurer insolvency; thereby, protecting Florida seniors,” continued Brown. 

“We thank Representative Fischer for his leadership and look forward to the Florida Senate considering this legislation.  Passage of this meaningful reform is imperative for thousands of seniors who call Florida home,” concluded Brown. 

Protect Florida Seniors Now aims to educate Floridians on the importance of enacting long-term care legislation that is specific to Florida, but consistent with the national settlement agreement and the National Association of Insurance Commissioners model act.  To learn more, visit

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